The Office of Risk Management is responsible for the development, administration and analysis of a comprehensive risk management program to protect and insure the assets of the County of Dutchess.  Since county employees are our greatest asset, the Office of Risk Management develops and conducts various employee safety programs, as well as overseeing various employee benefits such as health, dental and optical insurance and workers’ compensation.  The office is also responsible for the administration of retiree health insurance benefits.  In addition, the Office of Risk Management purchases and maintains numerous insurance policies that provide for coverage if damage and/or a loss should occur to a county asset.